What Qadam can do
Seventeen sections: from making a deal to the profit report. Almost all of it is in the base plan.
Working with the buyer
Everything that happens between “hello” and the last payment.
Deals and the payment scheduleAn instalment deal is made in a minute: the term, the down payment and the markup turn into a schedule the whole deal then lives by.
Payments and taking moneyTake a payment in two clicks, with honest arithmetic on partial sums, excesses and shortfalls.
Clients and client cardsEverything about the buyer on one screen: passport, phone numbers, deals, payment discipline and the reason, if the person is blacklisted.
Watchlist: checking the buyerCheck a person against the shared register of defaulters — before you hand over the goods and the money.
Debt collection and remindersOverdue debt is visible early and sorted into buckets, and conversations with the debtor are not lost.
Contracts and printingThe contract and the guarantee print with the deal’s data filled in — and can be rewritten to suit you.Money and management
The cash desk, profit, investors, reports, people and keeping the data safe.
Cash desk, wallets, expenses and cash flowEvery movement of money is an entry in a journal that cannot be rewritten. The balance always agrees with the history.
Stock: goods without a buyerGoods already paid for to the supplier but with no buyer yet: what is on the shelf and how much money is frozen in it.
Investors and profitRaised capital, shares and the monthly split of profit are calculated by fixed rules — including zakat and a loss-making month.
Analytics, reports, forecast and riskRevenue, markup, receivables and collection for any period — plus a receipts forecast and a portfolio breakdown by vintage.
Staff, roles and permissionsSeven roles that combine: everyone sees their own work and nobody else’s.
Data: import, export, backupsMigration from your old system, any register downloadable as Excel, a bin with restore and a backup in one click.Channels and communication
How deals come in and how you talk to the buyer.
Public page and enquiriesYour organisation’s page at its own address: instalment terms, a calculator and enquiries that land straight in the system.
Points of salePartner shops arrange the instalment plan themselves: their own sign-in, their own tariff, a verdict on the buyer and an application with scans.
Orders and prepaymentThe goods are not here yet, but the money is already taken: a security deposit, the purchase from the supplier and the deposit applied at handover.
Client portalA personal link for the buyer: their deals, balance, schedule and contract — with no password and no app to install.
Messages to clientsPayment reminders go out to WhatsApp by themselves — with pauses, a daily cap and a window of hours so the number does not get banned.