Investors and profit
Raised capital, shares and the monthly split of profit are calculated by fixed rules — including zakat and a loss-making month.
An investor makes a contribution, the contribution is put to work, and a share of the month’s profit is accrued to them. The rules are set once: each contribution has its own percentage, the curator’s share follows the income base, and reinvestment is added back into the contribution.
The profit and loss statement is closed by the month. A closed month is never changed by anything: neither a backdated payment nor an edited expense will get into it — otherwise the share paid out to an investor would stop matching the report it was calculated from. The close can be undone, but that is a separate, deliberate action.
A loss-making month is not hidden: the loss is split by the same shares as the profit. A cash surplus is shared with the investors just like a shortage. Zakat is counted by the lunar year — the Hijri year, not the calendar one.
This whole section is in the base plan: your own profit is not an add-on to the accounting but its result.
What exactly it does
- Contributions, the placement queue and putting money to work
- A percentage of its own for every contribution
- P&L with month close and undo
- Reinvestment and payouts from the cash desk
- A loss-making month split by the same shares
- Zakat by the Hijri year and the capital report
- The investor’s trusted person and the investor’s own account
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